Guidance for UK postgraduate students

Student Finance

Funding for postgraduate study is available in the form of loans, grants and bursaries.

Initial Teacher Education courses attract funding in the same way as undergraduate degree courses and you may also be eligible to receive Initial Teacher Education incentives.

Disabled Students’ Allowances

If you have a disability, long-term health condition, mental health condition or specific learning difficulty, you can apply for Disabled Students’ Allowances to help with the cost of support and specialist equipment. These do not have to be paid back and you don’t have to be getting a Postgraduate Loan to apply.

Scholarships and Bursaries

UWTSD offers a range of Scholarships and Bursaries.

Before you receive any funding for your course at university you’ll need to meet certain eligibility criteria. Whether you qualify will depend on your course, your age, your nationality or residency status and your previous study.

There’s plenty of information and step-by-step guidance on the following websites to help you understand what you can get, how and when to apply and how you repay:

The quickest and simplest way to apply is online. You should apply as early as possible once the application service opens to make sure you get your money in time for the start of your course.

To apply, you’ll need your passport, national insurance number and bank details. 

When completing your Student Finance application, please ensure that you select:

University name: University of Wales Trinity Saint David.

For courses with multiple intake dates and course locations, please make sure that you apply for Finance in relation to the correct intake month and course location.

You don’t have to wait until you have a confirmed place at University to apply.  You can use your preferred choice of course and if you need to, change the details later.

If you are required to provide any documents as evidence, make sure you send these as quickly as possible so that your application isn’t delayed.

Once your application and evidence is submitted, it will normally take 4-6 weeks to process. Your online account will show you the status of your application, so it is important to keep checking this.

When the application has been processed, you will receive a letter from Student Finance (a payment schedule) confirming the amount you will get and the dates on which it will be paid to you (three termly instalments if you apply through Student Finance Wales, England or Northern Ireland and monthly instalments if you apply through the Student Awards Agency Scotland).

Registry Services at the University will be notified once your assessment is complete and will be asked to confirm your registration and attendance to Student Finance.  Providing that you have enrolled and term has started, your attendance will be confirmed and you will receive your first instalment of loan (and grants if applicable) within 3-5 working days from this date.

Providing that you remain enrolled and in attendance, payments will continue to be made as per your payment schedule.

Any problems or queries with your application or award should be referred to Student Finance in the first instance as this is where your financial assessment and any awards are decided:

Postgraduate Loan enquiries

  • Student Finance England: 0300 100 0031
  • Student Finance Northern Ireland: 0300 100 0493
  • Student Awards Agency Scotland: 0300 555 0505 
  • Student Finance Wales: 0300 100 0494

The University also has Student Finance Officers who can talk to you about the funding you might be entitled to and can help with the application forms.

Postgraduate loans must be repaid and interest is charged from the day your first instalment is paid to you until the loan is repaid in full.  You won’t need to repay anything until you are working and earning over £21,000 per year.

Once you’re earning enough to start repaying, you will pay 6% of anything you earn over £21,000 per year.  Repayments start in April after course completion.

  • If you’re employed, your employer will take repayments directly from your salary along with tax and National Insurance. The student loan repayment amount taken will show on your payslip.
  • If you’re self-employed, you’ll make repayments at the same time as you pay tax through self-assessment.
  • If you stop working or your income drops, repayments will automatically stop until you’re earning over the threshold again.
  • If you move overseas, you must let the Student Loans Company (SLC) know. You’ll repay directly to the SLC.
  • If you have had any other loans from the Student Loans Company for previous studies, you will repay these at the same time providing that you are earning over the threshold.

You can find out more about repaying your loans at Student Loans Repayments

Student Finance is not paid until 3-5 working days after the first day of the term.

You must be fully enrolled before your funding can be released. You will need to enrol online via your MyTSD account once prompted to do so and attend classes for your record to show that you are fully enrolled.

If you have not received a payment schedule letter, this would suggest that your assessment has not yet been completed by Student Finance. This could be because of the date you applied or because the assessment team are still waiting for further evidence from you.  In this case you should contact Student Finance:

Postgraduate Loan enquiries

  • Student Finance England: 0300 100 0031
  • Student Finance Northern Ireland: 0300 100 0493
  • Student Awards Agency Scotland: 0300 555 0505 
  • Student Finance Wales: 0300 100 0494

If you have enrolled and received your payment schedule letter from Student Finance but not received payment after 5 working days into the start of term, please contact Registry at and we will be happy to look into this for you.